SARANGI, Biswajit. Cashless Economy and Electronic Money: Concepts, Nexus, Opportunities, and Challenges. Indonesian Annual Conference Series, [S. l.], n. Proceedings of IACS-HOICEB, p. 79–90, 2023. Disponível em: https://ojs.literacyinstitute.org/index.php/iacseries/article/view/1090. Acesso em: 1 jun. 2026.