Benjamin, Ubokobong Effiong, Udosen Idorenyin Samuel, and Mkpongke Mfon Isaac. 2024. “Implementation and Integration of Artificial Intelligence for Financial Process Innovation of Commercial Banks in Nigeria”. Indonesian Annual Conference Series, no. Proceedings of IACS-IHCRGESND, Nigeria (July):91-101. https://ojs.literacyinstitute.org/index.php/iacseries/article/view/1523.