QAMBRANI, Shoaib Anwer. Exploring the Adoption of Fintech and Its Difficulties in Pakistan’s Emerging Economy Concerning Financial Inclusion. Indonesian Journal of Innovation and Applied Sciences (IJIAS), [S. l.], v. 4, n. 2, p. 180–187, 2024. DOI: 10.47540/ijias.v4i2.1130. Disponível em: https://ojs.literacyinstitute.org/index.php/ijias/article/view/1130. Acesso em: 27 apr. 2026.