The Influence of Financial Literacy, Locus of Control, Income, Education Level, and Money Attitude on Retirement Financial Planning
Keywords:
Financial Literacy, Financial Planning, Income, Locus of Control, Money AttitudesAbstract
This study examines the relationship between Financial Literacy, Locus of Control, Income, Education Level, and Money Attitude toward Retirement Financial Planning. Through the questionnaire method with respondents as many as 342 civil servants in Kab. North Buton and using the SPSS statistical tool to test the proposed hypothesis. The results showed that the five variables (X) tested simultaneously on civil servants in North Buton Regency had a significant positive effect on retirement financial planning. Partially it was found that financial literacy (X1), locus of control (X2), and money attitude (X5) had a significant positive effect on retirement financial planning (Y), while income (X3) and education level (X4) had an insignificant positive effected towards retirement financial planning (Y).
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