The Influence of Financial Literacy, Lifestyle, and Pocket Money Management on Personal Financial Behavior (Study on Students of The Faculty of Economics and Business, Halu Oleo University)

Authors

  • Muhammad April Jauhari Department of Management, Faculty of Economics and Business, Halu Oleo University, Indonesia
  • Sujono Department of Management, Faculty of Economics and Business, Halu Oleo University, Indonesia
  • Ibnu Hajar Department of Management, Faculty of Economics and Business, Halu Oleo University, Indonesia
  • Nuryamin Budi Department of Management, Faculty of Economics and Business, Halu Oleo University, Indonesia

Keywords:

Financial Literacy, Lifestyle, Personal Financial Behavior, Pocket Money

Abstract

This study examines the effects of financial literacy, lifestyle, and pocket money management on personal financial behavior (Studies on Students of the Faculty of Economics and Business, Halu Oleo University). The population of this study was 2,655 students from the Faculty of Economics and Business, Halu Oleo University. The method used to determine the sample in this study was random cluster sampling. A total of 347 samples were used. Data collection in this study was carried out using a research questionnaire in the form of a questionnaire. The data obtained from this study were analyzed using a regression analysis. The test results show that financial literacy, lifestyle, and pocket money management have positive and significant effects on personal financial behavior.

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Published

2023-09-20

How to Cite

Jauhari, M. A. ., Sujono, Hajar, I., & Budi, N. (2023). The Influence of Financial Literacy, Lifestyle, and Pocket Money Management on Personal Financial Behavior (Study on Students of The Faculty of Economics and Business, Halu Oleo University). Indonesian Annual Conference Series, (Proceedings of IACS-HOICEB), 70-78. Retrieved from https://ojs.literacyinstitute.org/index.php/iacseries/article/view/1138